DPS Settlement ISA Fees
International Service Assessment (ISA) fees are assessed on all international purchase and cash disbursement transactions. International transactions are defined as transactions where the issuer’s country is different from the merchant’s country.
ISA fees are assessed as:
Issuer Single Currency - 0.8%
Issuer Multi Currency - 1.0%
Acquirer Single and Multi Currency Purchase Transactions - 0.4%
Acquirer Single and Multi Currency Cash Transactions - 0.4%
DPS Settlement ISA Fees Examples
International Service Assessment (ISA) fees are applicable when the merchant and issuer are in different countries. ISA fees are assessed for single- and multi-currency transactions.
A single-currency transaction occurs when the merchant and issuer are in different countries, but the settlement currency is the same. For a purchase transaction occurring in France on a card issued in the United States, the merchant settles the transaction in U.S. dollars. Thus, a
single currency is used. The issuer is assessed a 0.8 percent ISA fee and the acquirer is assessed a 0.4 percent ISA fee.
A multi-currency transaction occurs when the merchant and issuer are in different countries and the settlement currency is different. For a purchase transaction occurring in France on a card issued in the United States, the merchant settles the transaction in euros and it must be converted to U.S. dollars. Thus, multiple currencies are used. The issuer is assessed a 1.0 percent ISA fee and the acquirer is assessed a 0.4 percent ISA fee.
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