Overdraft is not allowed; if funds are not available to cover the transaction it will decline; we do not charge service fees however you could be charged by third parties for example when you visit a NON-All-Point surcharge free ATM (out of network ATM) that ATM owner/operator may choose to charge you a fee to withdraw funds at their location but Mana will not charge a fee on top of that; a full list of fees and limits will be provided to you prior to registering for your account.
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